How Our Legal Terms Apply to You
Access to hokiemas login and eligibility to hold an active account depends on local law. We apply Indonesian jurisdiction standards to all account activity, which means your transaction history through DANA, OVO, GoPay, and QRIS is processed in accordance with applicable local financial regulations. We do
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not share payment identifiers — whether a DANA wallet ID or a QRIS scan reference — with third parties outside of what the law requires. Any withdrawal you request is subject to identity verification steps defined in our account policy, and we retain those records for
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the duration required by Indonesian data retention rules. If local law changes and affects your account eligibility or access rights, we will notify you through the email address registered to your account within 14 days of that change taking effect.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.